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Residential construction financing to 20 units for experienced borrowers on title within last 3 years

Finance 100% of construction and 70% purchase to 70% of ARV 

Most lenders don’t offer 100% financing.

No down payment

More cash in your pocket!

Tax returns and income verification required (no tax return or income verification financing available)

First time investors welcome!

No appraisal option: (1) metropolitan areas; (2) $300,000 to $750,000; (3) 725+ credit; (4) 3 completed projects last 3 years; 2 for repeat borrowers; (5) no appraisal with 12 months bank statements and 4506C to verify taxes filed or on extension

Competitive Interest Rates

Reliable funding closing in 2 to 3 weeks

Nationwide except: AK, AR, AZ, CA, HI, ID, ND, NE, NV, OK, SD, VT, and WY

Term: 8, 12 or 18 months

$500,000 to $2.5 Million per property; portfolio loans $500,000 with $250,000 loan amount properties)

620+ credit (can use co-borrower/guarantor if credit below 620)

Interest only

No prepayment penalty

Credit score: (1) finance 70% of ARV with 700+ credit and one completed construction project in last 3 years; (2) 65% of ARV with 660 to 699 credit with or without experience;  (3) 60% of ARV with 620 to 659 credit with or without experience

Points vary

Must use experienced General Contractor if built less than 3 projects in last 3 years

First time borrowers may rehab 2 projects at a time; repeat borrowers: 10+ projects at a time

Liquidity required: 8%+ of loan amount + 6 months interest + loan costs

Principal residence within 60 miles of subject property

One-time $250 application fee

Draws: (1) work inspected by approved inspector; (2) funds released 1st business day after we receive inspector’s report

Closing costs paid at closing

First mortgage

Close in LLC or Corporation name

No bankruptcy last 3 years

Positive mortgage payment history


Required docs: (1) 2 years personal & business tax returns; (2) 3+ months most recent personal & business bank statements; (3) 2 most recent paystubs (if applicable); (4) driver’s license; (5) purchase agreement; (6) detailed rehab budget; (7) “As is” & “After-Repair” appraisal 

Must sell or refinance to pay off loan

Legal USA resident

Proof of funds letter available 

To submit your online loan request, click  GET STARTED  for PRE APPROVAL within 48 business hours for qualified borrowers. No upfront fees, credit cards, Social Security Numbers, tax returns, income verification or credit checks are required for PRE-APPROVAL.

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