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No Tax Return or Income Verification 1-20 Unit Residential Loan Program

No Tax Return or Income Verification 1 to 20 Unit Residential Rental Loan Program

Portfolio and Single Properties: 1 to 20 Units

SFR, Duplex, Triplex, Quad, Condo, Townhomes, PUD (Planned Unit Development) and Multifamily (5 to 20 units RL)

Cash-Out, Refinance and Purchase 

  1. Nationwide: urban, suburban and rural (RL)
  2. 1-4 Units: (1) Refinance up to 80% of appraised value; (2) Cash-out up to 75% of appraised value; (3) No seasoning refi cash-outs for recently completed projects (RL); (4) Finance 75% to 80% of purchase price
  3. 5 to 20 units (RL): (1) Refinance 75% of appraised value; (2) Cash-out 70% of appraised value; (3) Purchase: finance 75% of purchase price or appraised value 
  4. 65% LTV for vacant properties 1.0 DSCR up to 70% LTV with 700+ credit score (F)
  5. No experience, income tax returns or income verification required
  6. 1-4 unit single property: $250,000 to $2 Million; 5-20 unit Multifamily to $5 Million (RL)
  7. $1 Million+ portfolio rental loans ($100,000 to $2 Million per property)
  8. 4.0% @65% LTV (buy-down) (F)
  9. 4.75% @65% LTV (no buy-down) (F)
  10. 4.0% @70% LTV (buy-down) (F)
  11. 4.99% @70% LTV (no buy-down) (F)
  12. 4.625% @ 75% LTV (buy-down) (F)
  13. 5.625% @75% LTV (no buy-down (F)
  14. Save 1% per year for 30 years with one buy-down payment of 2% (F)
  15. Interest rates vary by credit score, LTV, # units, property operating numbers, location & buy-down vs. no buy-down)
  16. Term: 30 years
  17. 30 years fully amortizing with no balloon payments
  18. Origination: 2+ Eagle  + (1) (F) or 2 (RL) lender points
  19. No entity review fees
  20. Credit Score: 640+ (F); 650+ (RL); 5 to 20 units 680+ (RL); 620+ (F) for bridge loans; 
  21. No sourcing or seasoning of funds 
  22. Prepay: 5/4/3/2/1 
  23. Must close in LLC or Corporation name
  24. Recourse
  25. Foreign Nationals LTV 60%
  26. 30 day funding
  27. No upfront fees; we are paid when your loans are funded at closing.

To get started, please click the blue Residential Rental Loan Link for your FREE PRE APPROVAL LOI within 48 business hours. With a few clicks of your mouse it TAKES LESS THAN 6 MINUTES to submit your loan request online. No upfront fees, credit cards, Social Security Numbers or credit checks are required.

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