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Residential Rental Loans for Non-Bankable Borrowers

Portfolio and Single Property: 1 to 20 Units

SFR, Duplex, Triplex, Quad, Condo, Townhomes and Multifamily

Cash-Out, Refinance and Purchase

  1. Nationwide (no rural)
  2. Refinance up to 80% of appraised value
  3. Cash-out up to 75% of appraised value
  4. Finance 75% to 80% of purchase price
  5. Up to 65% LTV for vacant properties
  6. No experience, income tax returns or income verification required
  7. Single property rental loans: $250,000 to $2 Million
  8. $1 Million+ portfolio rental loans ($100,000 to $2 Million per property)
  9. Say YES to lower 30 year fixed rates:
  10. 4.0% @65% LTV (buy-down)
  11. 4.75% @65% LTV (no buy-down)
  12. 4.0% @70% LTV (buy-down)
  13. 4.99% @70% LTV (no buy-down)
  14. 4.625% @ 75% LTV (buy-down)
  15. 5.625% @75% LTV (no buy-down
  16. Save 1% per year for 30 years with one buy-down payment of 2%)
  17. Interest rates vary by credit score, LTV, # units, property operating numbers & buy-down vs. no buy-down)
  18. Term: 30 years
  19. 30 years fully amortizing with no balloon payments
  20. Origination: 2+ points
  21. No entity review fees
  22. 640+ credit score for rental loans; 600+ for bridge loans
  23. No sourcing or seasoning of funds
  24. Prepay: 5/4/3/2/1 
  25. Must close in LLC or Corporation name
  26. Foreign Nationals LTV 60%
  27. 30 day funding
  28. No upfront fees; we are paid when your loans are funded at closing.

To get started, please click the blue Residential Rental Loan Link for your FREE PRE APPROVAL LOI within 48 business hours. With a few clicks of your mouse it TAKES LESS THAN 6 MINUTES to submit your loan request online. No upfront fees, credit cards, Social Security Numbers or credit checks are required.

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