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5%+ SBA 504 Loans Up To $10 Million

For 51%+ Owner Operated Properties

Warehouse, industrial, medical, flex, auto body & repair, office condo, retail, restaurants, gas stations, mini storage, cold storage, bowling alleys, funeral home, urgent care, surgery center, car dealership, winery, assisted living & hotels

$1 Million to $10 Million

Term: 10 years

25 year amortization

Blended rate 5%+ (504 6.75% to 7.75% + 2nd @2.8%)

Finance purchase or refinance

LTV 80% to 90% (depends on your real estate collateral and financial strength)

No application, commitment or due diligence fees

Origination: 1 Lender + 2 Eagle on HUD but paid out of pocket at closing

Credit score: 620+

Tax returns required DSCR 1.0X (can use interest reserve to cover deficit)


Prepay: 5/4/3/2/1

Current loan to be refinanced must be in place 2+ years with no partial or full ownership change

Funded in 60+ days

No upfront charges – we are paid when your loan is funded at closing.

To get started, please click the blue 5%+ SBA Loans for Owner Operated Properties Link for your FREE PRE-APPROVAL LOI within 48 business hours. With a few clicks of your mouse it TAKES LESS THAN 6 MINUTES to submit your online loan request. No credit cards, Social Security Numbers or credit checks required.

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