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Falling interest rates and rising real estate values make this a smart time to refi cash-out your residential rentals

One to 20 units

SFR, duplex, triplex, quad, condo, townhomes & multifamily

  1. Nationwide (no rural)
  2. Refinance up to 80% of appraised value
  3. Cash-out up to 75% of appraised value
  4. Up to 65% LTV for vacant properties 
  5. No experience, income tax returns or income verification required
  6. Single property rental loans: $250,000 to $2 Million per property
  7. $1 Million+ portfolio rental loans ($100,000 to $2 Million per property)
  8. Say YES to lower 30 year fixed rates:
  9. 4.0% @65% LTV (buy-down)
  10. 4.75% @65% LTV (no buy-down)
  11. 4.0% @70% LTV (buy-down)
  12. 4.99% @70% LTV (no buy-down)
  13. 4.625% @ 75% LTV (buy-down)
  14. 5.625% @75% LTV (no buy-down
  15. Save 1% per year for 30 years with one buy-down payment of 2%)
  16. Interest rates vary by credit score, LTV, # units, property operating numbers & buy-down vs. no buy-down)
  17. Term: 30 years
  18. 30 years fully amortizing with no balloon payments
  19. Origination: 2+ points
  20. No entity review fees
  21. 640+ credit score for rental loans; 600+ for bridge loans
  22. Liquidity: bank statements confirming down payment, loan costs, third party reports and 3 months principal, interest, taxes and insurance payments)
  23. No sourcing or seasoning of funds 
  24. Prepay: 5/4/3/2/1 
  25. Must close in LLC or Corporation name
  26. Foreign Nationals LTV 60%
  27. Loans close in 3 to 4 weeks
  28. No upfront fees; we are paid when your loans are funded at closing.

To get started, please click the blue Residential Rental Loan Link for your FREE PRE APPROVAL LOI within 48  business hours. With a few clicks of your mouse it TAKES LESS THAN 6 MINUTES to submit your loan request. No credit cards, Social Security Numbers or credit checks are required.

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