EJ was very patient with all of my questions and concerns. As a seasoned commercial real estate investor who needed to refi cash-out my entire real estate porfolio, I was extremely nervous and probably drove him crazy with all of my questions. EJ never faltered or made me feel like I was testing his patience. He was extremely helpful and answered all of my questions with honest answers (good and bad). I would definitely recommend him to anyone looking for a refi cash out their real estate investment portfolio.