Land Banking
Secure finished lots through structured land bank financing without carrying land on your balance sheet.
Ideal for national and regional builders to scale efficiently and protect liquidity.
Nationwide (all major U.S.A. markets)
Since 2017
$10+ million
Off balance sheet structure supports your growth
Flexible lot deposits
Term: 6 to 48 months
Competive interest rates (Ask for Soft Quote)
LTC: 50% to 70%
Required:
-
1st lien
-
Recent experience on title with similar size land banking loans with successful exits
-
Cash to close, carry, and handle delays
-
Clear reason land will be worth more on exit through sale, refinance, or residential builds
-
Good purchase basis
-
Strong location
-
Clear access
-
Reasonable holding costs
Typical exit strategies:
-
Sale to experienced regional or national builder, investor or developer
-
Refinance
-
Transition to land A&D or vertical ground-up construction loan
Our team understands your land, capital, and development challenges
Flexible – Reliable – Proven Expertise