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Residential Ground Up Construction Loans 

Single family homes, duplexes, triplexes, quads, condos and townhomes. 

No upfront fees, tax returns or income verification      

Nationwide in most states

Urban and suburban locations

Competitive interest rates on drawn balance

Interest only

No prepayment or minimum interest

Interest rate locks

Fast in house loan servicing and constrution management

4 day draws 

Finance to 85% blended LTC to 75% ARV 

Term: 12 to 24 months   

Loan amount: $250,000 to $5 million per property

Portfolio loan amount: $500,000 to $50 million+ ($250,000+ per property)

680+ credit

Experience: 1+ ground up in last 3 years

Origination varies

Liquidity: cash to close and interest reserves

Exit strategy: sell or refinance for long-term investment


First lien; no subordinate liens permitted

Appraisal required

Prior to closing, plans created, showing floor plans, elevation, and square footage count 

Lot ready to build within 90-days of funding 

Permits required before 1st draw (not at closing) 

Lots subdivided and individually parceled  

Properly zoned by closing  

Borrower types: LLC or corporation  

No bankruptcy, foreclosure, short sales, or deed in lieu last 3 years 

Loan exit strategy: sell or refinance

Foreign nationals welcome 

Funding in 3 to 4 weeks     

To submit your loan request, click the blue GET STARTED Link for PRE-APPROVAL within 48 hours for qualified borrowers.  

No upfront fees, tax returns, income verification, credit cards, Social Security Numbers or credit checks required for PRE-APPROVAL Term Sheet. 

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