skip to Main Content

Residential Rental Loan Program

Portfolio and Single Properties: 1 to 20 Units

SFR, Duplex, Triplex, Quad, Condo, Townhomes, PUD (Planned Unit Development) and Multifamily (5 to 20 units RL)

Cash-Out, Refinance and Purchase

Rates as low as 4%

  1. Nationwide: urban, suburban and rural (RL)
  2. 1-4 Units: (1) Refinance up to 80% of appraised value; (2) Cash-out up to 75% of appraised value; (3) No seasoning refi cash-outs for recently completed projects (RL); (4) Finance 75% to 80% of purchase price
  3. 5 to 20 units (RL): (1) Refinance 75% of appraised value; (2) Cash-out 70% of appraised value; (3) Purchase: finance 80% of purchase price or appraised value (F)
  4. 65% LTV for vacant properties 1.0 DSCR up to 70% LTV with 700+ credit score (F)
  5. No experience, income tax returns or income verification required
  6. 1-4 unit single property: $250,000 to $3 Million; 5-20 unit Multifamily to $10 Million (RL)
  7. $1 Million+ portfolio rental loans ($100,000 to $3 Million per property)
  8. 4.0% @65% LTV (buy-down) (F)
  9. 4.75% @65% LTV (no buy-down) (F)
  10. 4.0% @70% LTV (buy-down) (F)
  11. 4.99% @70% LTV (no buy-down) (F)
  12. 4.625% @ 75% LTV (buy-down) (F)
  13. 5.625% @75% LTV (no buy-down (F)
  14. Save 1% per year for 30 years with one buy-down payment of 2% (F)
  15. Interest rates vary by credit score, LTV, # units, property operating numbers, location & buy-down vs. no buy-down)
  16. Term: 30 years
  17. 30 years fully amortizing with no balloon payments
  18. Origination: 2+ Eagle  + (1) (F) or 2 (RL) lender points
  19. No entity review fees
  20. Credit Score: 640+ (F); 650+ (RL); 5 to 20 units 680+ (RL); 620+ (F) for bridge loans; 
  21. No sourcing or seasoning of funds 
  22. Prepay: 5/4/3/2/1 
  23. Must close in LLC or Corporation name
  24. Non-Recourse option under (F) Portfolio Program at  65% LTV  if loan amount $1 Million+
  25. Foreign Nationals LTV 60%
  26. 30 day funding
  27. No upfront fees; we are paid when your loans are funded at closing.

To get started, please click the blue Residential Rental Loan Link for your FREE PRE APPROVAL LOI within 2 business days. With a few clicks of your mouse it TAKES LESS THAN 6 MINUTES to submit your loan request online. No upfront fees, credit cards, Social Security Numbers or credit checks are required.

Back To Top