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Fix 2 Rent

Finance purchase of residential properties to rehab & hold for rental

No upfront fees, tax returns or income verification required

1 to 4 unit, non-owner-occupied homes, duplexes, triplexes, quads, condos & townhomes

Fast in-house draws  

Nationwide (except: Alaska, Nevada, Vermont, North & South Dakota)

Urban, Suburban and rural

$250,000 to $5 Million per property

660+ mid FICO credit score

Term: 13 month rehab plus 5, 10 or 30 year rental loans

Competitive interest rates on drawn balance for experienced borrowers during rehab then prevailing rates when rehab completed

Origination: Standard origination discounted 

Finance rehab not loan costs

Terms vary with rehab experience for projects on title, bought & sold or refinanced in last 3 years 

(1) None: cosmetic flips; 80% purchase/mortgage + 100% rehab to 85% blended LTC & 70% ARV

(2) 1-4 flips: cosmetic & heavy rehab with GC; 85% purchase/mortgage + 100% rehab to 90% blended LTC & 70% ARV

(3) 5 to 11 with 3 flips: cosmetic & heavy rehab 90% purchase/ mortgage + 100% rehab to 90% blended LTC & 75% ARV

(4) 12 to 23 with 6 flips; cosmetic & heavy rehab 90% purchase / mortgage + 100% rehab to 90% blended LTC & 75% ARV; PLUS bridge loans without rehab

(5) 24+ with 12 flips: 90% purchase/mortgage + 100% rehab to 90% blended LTC & 75% ARV; PLUS bridge loan without rehab and level 3 construction loans

(6) May add experienced partner as co-borrower who owns 1%+ of LLC/Corporation


No subordinate debt during rehab 

No prepayment or minimum interest during rehab; 3/3/3/2/1 or 5/4/3/2/1 for rental loan

150 bps exit fee if rehab loan not converted to Eagle rental loan

U.S. citizens, permanent residents, and foreign nationals 

No owner-occupied, mixed-use, raw land, commercial, unique, manufactured, mobile homes, condotels, timeshares, working farms, 2+ acres or less than 700 square feet per unit

No bankruptcy, foreclosure, short-sales or deed in lieu last 3 years

To submit your online loan request, click the blue GET STARTED Link  for PRE-APPROVAL within 48 business hours. No upfront fees, tax returns, income verification, credit cards, Social Security Numbers, or credit checks are required for PRE-APPROVAL.

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