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Residential Rental Loan Program

SFR, Duplex, Triplex, Quad, Condo, Townhomes

Cash-Out, Refinance and Acquisition Loans

Rates as low as 4.25% 

  1. Nationwide (Primary, secondary and rural markets)
  2. No tax returns or income verification
  3. $250,000 to $2.5 million per property 
  4. Cash-out or refinance up to 80% of appraised value (75% at 680 to 720; 80% at 720+)
  5. For cash-outs, escrow 3 months of PITA but don’t make monthly payment until the 4th month 
  6. Finance 80% of purchase price 
  7. Term: 30 year fixed, 5/1 ARM, 10/1 ARM or 5 year interest only plus 25 years fully amortizing
  8. 4.25%+ (rates vary with property cash-flow, LTV, credit scores and borrower experience)
  9. 30 year amortization
  10. Origination: varies
  11. Prepay: 5/4/3/2/1 
  12. Must close in LLC or corporation
  13. 620+ mid FICO Credit Score 
  14. Recourse (portfolio loans no-recourse)
  15. No bankruptcy, foreclosure, short sales or deed in lie in last 3 years
  16. 3 to 6 week funding
  17. No upfront fees

To submit your online loan request, click the blue GET STARTED Link for your PRE- APPROVAL Term Sheet within 2 business days. No upfront fees, credit cards, Social Security Numbers or credit checks are required for PRE-APPROVAL.

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