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Residential Construction Loans for Home Builders, Developers and Investors

  1. 7.99%+
  2. Interest only
  3. Drawn balance option (pay interest only on amount drawn instead of full loan amount; depending on your draw schedule, this may save you considerable interest expense.
  4. Finance up to 75% of land hard and soft costs plus 75% of construction up to 70% ARV
  5. Land must be fully entitled, with building permits/plans and shovel-ready. 
  6. Construction must begin within 90 days of initial funding
  7. Experience owning & managing similar project(s) required
  8. Loan size: $500,000 to $3 Million per property up to $10 Million per guarantor or entity
  9. 1-4 unit residential, condos (detached/townhouse style), multifamily to 20 units per building that has its own address
  10. Must close title in LLC or corporation name
  11. Minimum interest: 6 months
  12. 660+ credit score
  13. Term: 12 to 18 months plus extensions
  14. Number of draws not capped; $265 fee/draw covers inspection and wire
  15. PRE APPROVAL LOI within 48 business hours
  16. Closings: 30 days
  17. Nationwide 
  18. No upfront fees

To get started, please click the blue Residential Construction Loans Link for FREE PRE APPROVAL LOI within 48 business hours. With a few clicks of your mouse it TAKES LESS THAN 6 MINUTES to submit your online loan request. No credit cards, Social Security Numbers or credit checks are required.

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