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Major Structural Rehab Loans

Residential, mixed-use and commercial (1 to 9 units) 

Urban, suburban and rural properties 

No Upfront Fees

No Tax Returns

No Income Verification

Responsive, friendly service      

Nationwide: except AL, AZ, ND, NV, SD, or VT.

Loan amount: $500,000 to $10 million+ per property

Terms vary with experience on title, # of similar projects bought and sold / refinanced last 3 years

Finance up to 90% of purchase / loan payoff + 100% rehab (to 92.5%+ Blended LTC) to 70% ARV

Fast draws

Credit: 620+ for experienced rehabbers; otherwise 660+

Term: 12 to 24-months  

Competitive fixed interest rates on drawn balance  

Interest only

Rate locks

No prepayment penalties

Origination varies with underwriting

Liquidity: cash to close, reserves to complete project and 3+ months loan interest  

Non-recourse available  

No subordinated debt  

Foreign nationals welcome

Appraisal completed in last 6 months used with lender discretion

No mid-rehab projects

No refinancing rehab loans

Ineligible borrowers: (1) financial crimes, (2) bankruptcy/foreclosure last 3 years:

Federal Tax liens cleared before closing 

Ineligible: owner-occupied, exotic, raw land, manufactured, mobile homes, condotels, timeshares, farms, or extensive water / fire damage. 

Loan exit strategy: sell or refinance to permanent loan

Close in 2 to 4 weeks 

Let’s Finance Your Next Deal Together!  

To submit your online loan request, click the blue GET STARTED Link for PRE-APPROVAL within 48 business hours for qualified borrowers.  

No upfront fees, tax returns, income verification, credit cards, Social Security Numbers or credit checks required for PRE-APPROVAL. 


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