Finance 100% of Purchase and Rehab up to 70% ARV

Loan costs are not financed 

Rehab to increase value and raise rents; sell for a profit or refinance for income and capital appreciation

Eagle Commercial Funding Capital Corporation is a Direct Private Commercial Lender in 45 States. We partner with Wall Street, Hedge Funds, Insurance Companies, Private Lenders, Family Offices, SBA, Table Funders, FHA-HUD, FNMA and FREDDIE MAC.

No upfront fees

1 to 10 residential units (20 units one property) to 50/50 mixed-use

Competitive fixed interest only rates on drawn balance  

Proof of Funds Letters available

Finance several loans at same time

Repeat borrowers earn lower rates, 90% draw releases and 10% rehab cash credits at closing

Loans close in 2 to 4 weeks 

Nationwide (except: AK, AR, AZ, CA, DC, HI, ID, ND, NE, NV, OK, SD, VT, and WY)

Term: 4, 8 or 12 months

$250,000 to $2.5 Million per property

No prepayment penalty

Requires tax returns & free cash-flow or 12 months bank statements and 4506C 

No appraisal BPO option: (1) 50,000+ population; (2) $300,000 to $750,000; (3) 725+; (4) 3 projects purchased and sold/refinanced last 3 years; 2 for repeat borrowers; (5) 12 months bank statements and 4506C 

Experience using highest credit score for all borrowers: (1) finance 70% ARV with 700+ & 3 flips purchased and sold or refinanced in last 3 years; (2) 65% ARV with 660 to 699 & 2 completed flips; (3) 60% ARV with 620 to 659 & 1 flip 

Origination: 2+ points

Experienced GC required <3 completed flips 

Liquidity: 8%+ of loan amount (6 months interest reserve + cash to close)

Borrower’s home within 60 miles of subject property

Onetime $250 application fee

Draws: (1) work inspected; (2) funds wired 1st business day after lender receives inspection report

Closing costs paid at closing

First mortgage 

Loans close in LLC or Corporation name

No bankruptcy last 3 years

Positive mortgage payment history

Recourse

Required docs: (1) 2 years tax returns; (2) 3 months most recent bank statements; (3) 2 most recent paystubs (if applicable); (4) driver’s license; (5) purchase agreement; (6) rehab budget; (7) “As is” & “After-Repair” appraisal 

Legal USA resident

From initial application to loan payoff, we’re here for you.

Let’s Finance Your Next Deal!

To submit your online loan request, click GET STARTED for PRE-APPROVAL Term Sheet within 48 business hours for qualified borrowers.

No upfront fees, credit cards, Social Security Numbers, credit checks, tax returns or income verification required for PRE-APPROVAL.