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Land Banking from $15 million to $150 million

Land Banking from $15 million to $150 million (revolving)

For experienced land bankers who buy land expected to increase in value through timing, growth, utility access, zoning progress, or stronger builder demand holding short to medium-term 

Nationwide

Competive rates and terms

LTC: 50% to 65%

Required for approval:

  • Recent experience on title with similar size and type land banking loans

  • Comparable deals through successful loan exits

  • Cash to close to close, carry the land, and handle unexpected delays

  • 660+ FICO credit score

  • Clear reason land should be worth more

  • Realistic exit strategy through sale, refinance, or future development

  • Good basis at purchase

  • Strong market location

  • Clear access

  • Reasonable hold costs

  • Real demand from future buyer

  • 1st lien 

Typical exit strategies:

  • Sale to a builder, another investor or developer

  • Refinance after value improves

  • Transition into an land A&D or vertical ground-up construction loan

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