Residential Rental Portfolio Loans
SFR, Duplex, Triplex, Quad, Condo, Townhomes
Cash-Out, Refinance and Acquisition Loans
Rates as low as 4.25%
- Nationwide (Primary, secondary and rural markets)
- No tax returns or income verification loans
- $500,000 to $20 million
- Cash-out refinance 80% of appraised value @720+ credit; 75% @680+; 80% @700+ for bridge
- For cash-outs, 3 months of PITA escrow but no monthly payment until the 4th month
- Finance 75% of purchase price
- Term: 5 or 10 years (interest only or 30 year amortization)
- 4.25%+ (rates vary with property cash-flow, LTV, credit scores and borrower experience)
- Origination: varies
- Prepay: 5/4/3/2/1
- 620+ mid FICO credit score
- Borrower’s net worth must be greater than 25% of loan amount
- Must close in LLC or corporation
- Non-recourse with standard bad boy carve outs)
- No bankruptcy, foreclosure, short sales or deed in lie in last 3 years
- 3 to 6 week funding
- No upfront fees
To submit your online loan request, click the blue GET STARTED Link for your PRE-APPROVAL Term Sheet within 48 business hours. No upfront fees, credit cards, Social Security Numbers or credit checks are required for PRE-APPROVAL.
