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DSCR Loans: No upfront fees, tax returns or personal income verification

A Debt Service Coverage Ratio (DSCR) loan is designed for real estate investors to purchase, cash out, or refinance rental properties.

Unlike bank loans, which require personal income documentation, DSCR loans focus on property values and cash flow.

Streamlined approvals, underwritings and closings cut through the red tape 

DSCR loans assess your property’s ability to cover its debt obligations through rental income. Debt Service Coverage Ratio, measures the ratio between the property’s net operating income (NOI) and its total debt service (principal and interest payments). A DSCR of 1.25 indicates the property generates 25% more income than required to cover debt.

High leverage: (LTV) to 80% means less cash to close

Is a DSCR Loan Right for You?

If you are an investor building cash flow and scaling your portfolio, a DSCR loan can provide the flexibility and speed you need. By evaluating the property’s income rather than your financial history, these loans offer an investor-friendly alternative to traditional financing.

DSCR loans are an efficient, cash flow-driven solution for you to grow your rental portfolio and cash flow.

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