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Stabilized Multifamily Fannie Mae and Freddie Mac loans

Eagle Commercial Funding Capital Corporation is a Direct Private Commercial Lender in 45 States. We partner with Wall Street, Hedge Funds, Insurance Companies, Private Lenders, Family Offices, SBA, Table Funders, FHA-HUD, FNMA and FREDDIE MAC.

No upfront fees, tax returns or income verification

Competitive fixed interest rates

10 Years | 30 Year Amortization   

FNMA & Freddie Mac SBL Program rate lock with application

Multifamily, mixed-use, mobile home parks, affordable, student, assisted living & skilled nursing care (for mixed-use, commercial space limited to 25% of net rentable area and 20% of effective gross income)

Cash-out, refinance or purchase 

Nationwide (population and location requirements may restrict availability)

SBL small balance program from $1.75 Million to $6 Million has easier underwriting requirements than larger $6 Million to $100 Million+ loans 

No upfront fees underwriting pricing and sizing loans; no application or 3rd party fees (such as appraisals) until borrower signs FHA-Hud, Fannie Mae or Freddie Mac terms sheet

Origination: 1 or 2 points

Cash-out 70% to 75% of appraised value @1.30 DSCR

Refinance 75% to 80% of appraised value @1.25 DSCR 

Finance 75% to 80% of purchase price @1.25 DSCR



Borrower requirements:

(1) On title 2+ years for similar sized & multifamily project(s) last 3 years 

(2) Liquidity must cover “cash to close” (combined all key principals)

(3) 660+ credit

(4) No bankruptcy, foreclosure or short sales in last 3 years

(5) Borrower: single asset LLC, Corporation or Partnership 

Occupancy requirements: 90% consecutive occupancy for last 90 days

No per door dollar amount

Borrower may take surplus cash distributions from operating account anytime  

Prepay: Yield maintenance with no lockout, defeasance or fixed step-down schedules

Required third party reports: MAI appraisal, physical needs assessment and environmental phase I; seismic report may be required in seismic zones 3 and 4

Property location: 100,000+ population 

Required reserves: Tax, insurance, funded repairs and replacement escrows based on engineer’s physical needs assessment; may not be required if LTV less than 65%.

Application fee: $15,000 for 3rd party reports, processing and underwriting costs

Legal fees: $8,000 to $12,000 

Rate lock: after commitment; streamlined rate lock option within 4 weeks of application 

No upfront fees. We are paid when your loan is funded at closing.

To get started, please click blue Freddie Mac & Fannie Mae Link for your PRE-APPROVAL Term Sheet within 48 business hours for qualified borrowers.

No upfront fees, no tax returns, no income verification, credit cards, Social Security Numbers or credit checks required for PRE-APPROVAL.


























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