skip to Main Content

Portfolio Residential Rental Loans (1 to 9 Units)

Eagle Commercial Funding Capital Corporation is a Direct Private Commercial Lender in 45 States. We partner with Wall Street, Hedge Funds, Insurance Companies, Private Lenders, Family Offices, SBA, Table Funders, FHA-HUD, FNMA and FREDDIE MAC.

Long-term annual leases with monthly rents or short-term daily, weekly, and monthly rentals

Non-owner-occupied single-family homes, duplex, triplex, quad, warrantable condo and townhomes  

Single property and portfolio loans

No upfront fees, tax returns or income verification

Cash-Out, refinance and finance purchase up to 80% LTV

Competitive interest rates

30-year fully amortizing, 5/1 ARM or 5-year interest only 

Fast, streamlined funding in 3 to 5 weeks

  1. Nationwide (primary, secondary and rural locations) 
  2. $250,000 to $2.5 million; portfolio loans: $500,000 to $20 Million+ (50% $75,000+ & other half $100,000+ appraised value) 
  3. Cash-out / refinance up to 80% of appraised value with 720+ credit (75% @680 to 720; lower LTV @620 to 680)
  4. Finance up to 80% of purchase price
  5. No monthly payments for cash-outs until 4th month after loans close (3 months PITA escrowed)
  6. Credit score: 660+
  7. Origination: 2+ points
  8. Prepay: 3/3/3/2/1 for 5/1 ARM; 5/4/3/2/1 for 30-year-fixed
  9. Loans close in LLC, corporation or partnership name
  10. Non-recourse portfolio loans with variable rates
  11. No bankruptcy, foreclosure, short sales or deed in lieu last 3 years
  12. 1st liens with no subordinated seller financing or debt
  13. Warrantable condos 50% owner occupied, HOA dues 15% max 60 days past due and no more than 20% owned by one person
  14. No condotels, mobile homes, timeshares, commercial or mixed-use
  15. In-house loan servicing 
  16. Rent ready vacant properties financed using area monthly rents
  17. U.S. citizens, permanent residents, foreign nationals and first-time investors welcome

To submit your online loan request, click the blue GET STARTED Link for PRE- APPROVAL within 48 business hours for qualified borrowers. No upfront fees, tax returns, income verification, credit cards, Social Security Numbers or credit checks required for PRE-APPROVAL.

Back To Top