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Commercial and Mixed-Use

Small Balance | No Tax Returns | Private Money | 650+ credit

Refinance, Cash-out and Purchase

  1. Nationwide
  2. Commercial, multifamily, mixed-use, office, retail, hotel/motel, day care, hair salon, auto body & repair, funeral homes, office/warehouse, mobile home parks, garage/storage, bar, restaurant and others…
  3. $500,000 to $5 Million
  4. No tax returns required
  5. 6.75% to 8.99%+ 
  6. 650+ credit
  7. 30 year amortization for low monthly payments
  8. Refinance and cash-out up to 70% of appraised value
  9. Finance up to 70% of purchase price
  10. Terms: 1, 3, 5 & 10 year
  11. Prepayment: 3/2/1/ or 5/4/3/2/1 declining 
  12. Property 80%+ occupied with current rents
  13. Annual leases paid monthly
  14. Debt Service Coverage Ratio: 1.25X+
  15. Experienced borrowers with equivalent commercial property(s) 
  16. No bankruptcy, foreclosures, delinquincies or charge offs last 5 years
  17. Full recourse and personal guarantee
  18. Low loan costs
  19. Points: vary
  20. Loans funded 4 weeks after we receive your completed loan docs
  21. No upfront fees..we are paid when your loan is funded at closing.

Please click blue Commercial & Mixed-Use link for FREE PRE APPROVAL LOI within 48 business hours. With a few clicks of your mouse it TAKES LESS THAN 6 MINUTES TO GET STARTED NOW. No credit cards, Social Security Numbers or credit checks are required.

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